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<div align=3D"center"><strong><font face=3D"Arial, Helvetica, sans-=
serif" size=3D"3">
September 2003 Edition of The Savvy Investor</font></strong></div=
>
</DIV>
</TD>
</TR>
</TABLE>
<table width=3D"680" border=3D"1" cellpadding=3D"0" cellspacing=3D"0" borde=
rcolor=3D"#000000" height=3D"708">
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<td width=3D"656" valign=3D"top" height=3D"706">
<table width=3D"684" border=3D"0" cellspacing=3D"0" cellpadding=3D"0"=
height=3D"871">
<tr>
<td width=3D"350" valign=3D"top" height=3D"871"><TABLE CELLSPACIN=
G=3D"0" CELLPADDING=3D"4" WIDTH=3D"350" BORDER=3D"0" HEIGHT=3D"826" CLASS=3D"=
c6">
<TR>
<TD VALIGN=3D"top" ALIGN=3D"left" HEIGHT=3D"181" COLSPAN=3D"2=
"><STRONG><font size=3D"3" face=3D"Times New Roman, Times, serif">Each
month The Savvy Investor analysts study, research, and =
examine
hundreds of stocks, in an effort to pinpoint the one wi=
th
the most promise.</font></STRONG><font size=3D"3" face==
"Times New Roman, Times, serif"> </font>
<P><STRONG><font size=3D"3" face=3D"Times New Roman, Times,=
serif">This
month s pick : TDS Telemedicine, Inc.</font></STRONG>=
</P>
<P><STRONG><SPAN CLASS=3D"c2"><font size=3D"3" face=3D"Time=
s New Roman, Times, serif">Symbol</font></SPAN><font size=3D"3" face=3D"Tim=
es New Roman, Times, serif"><SPAN CLASS=3D"c2">: <u><font color=3D"#0000FF"=
> <a href=3D"http://bigcharts.marketwatch.com/intchart/frames/main.asp?time=
=3D2&freq=3D8&compidx=3Daaaaa:0&comp=3DNO_SYMBOL_CHOSEN&ma=3D0&maval=3D9&uf=
=3D0&lf=3D1&lf2=3D65536&lf3=3D512&type=3D8&style=3D360&size=3D2&sid=3D0&o_s=
ymb=3DTDST&startdate=3D&enddate=3D&show=3Dtrue&symb=3Dtdst&draw.x=3D53&draw.y=
=3D5"> TDST</a></font></u></SPAN></font></STRONG></P>
<P> <span class=3D"c2"><strong><font face=3D"Times New Roma=
n, Times, serif">Recent</font></strong></span><font size=3D"3" face=3D"Time=
s New Roman, Times, serif"><STRONG><SPAN CLASS=3D"c2"> Price:</SPAN> <SPAN =
CLASS=3D"c2"> $</SPAN></STRONG><span class=3D"c2"><strong>.06 </stron=
g></span></font></P>
<P><font size=3D"3" face=3D"Times New Roman, Times, serif">=
<STRONG><SPAN CLASS=3D"c2">Opinion:</SPAN> <SPAN CLASS=3D"c2">Strong
Buy</SPAN></STRONG></font></P>
</TD>
</TR>
<TR>
<TD width=3D"164" HEIGHT=3D"22" ALIGN=3D"center"><STRONG><EM>=
<font face=3D"Arial"> In
Related News:</font></EM></STRONG></TD>
<TD width=3D"170" HEIGHT=3D"22" ALIGN=3D"left" VALIGN=3D"top"=
> <IMG BORDER=3D"0" SRC=3D"http://p=
19;s.prserv.net&#=
47;clearchannel/=
;news.jpg" WIDTH=3D"97" HEIGHT=3D"73"></TD>
</TR>
<TR>
<TD VALIGN=3D"top" ALIGN=3D"left" HEIGHT=3D"231" COLSPAN=3D"2=
"> <font size=3D"3" face=3D"Times New Roman, Times, serif"><STRONG> <img bo=
rder=3D"0" src=3D"http://pws=
.prserv.net/c&=
#108;earchannel/logo28_w=
irednews.gif" width=3D"152" height=3D"18"> </STRONG></font><b><font f=
ace=3D"Times New Roman" size=3D"3">Health
care providers are getting wired up for a future where =
every
patient's medical record is a click away and doctors as=
sist
one another in operations thousands of miles apart via =
video
conferencing.</font></b><font size=3D"3" face=3D"Times =
New Roman, Times, serif"><STRONG> <a href=3D"http://www.wired.com/news/tech=
nology/0,1282,40662,00.html">More...</a></STRONG></font>
<p><font size=3D"3" face=3D"Times New Roman, Times, serif">=
<STRONG><SPAN CLASS=3D"t"> <img border=3D"0" src=3D"http=
;://pws.prserv=
.net/clearcha=
10;nel/images.jpg" width=3D"101" height=3D"76"> &nb=
sp; </SPAN> </STRONG></font> <b><font face=3D"Times New R=
oman" size=3D"3">A
new approach to healthcare around the globe is on its=
way,
according to experts at the World Economic Forum.</fo=
nt></b><span class=3D"t2"><strong><font face=3D"Times New Roman" size=3D"3"=
color=3D"#FFFFFF">. </font></strong></span><STRONG><SPAN CLASS=3D"t2"><fon=
t color=3D"#0000FF" size=3D"3" face=3D"Times New Roman, Times, serif"><u> <=
a href=3D"http://www.cnn.com/2001/WORLD/europe/01/29/davos.telemedicine/ind=
ex.html"> More....</a></u></font></SPAN></STRONG></p>
<p> <img border=3D"0" src=3D"http:&=
#47;/pws.prserv.&#=
110;et/clearchan=
0;el/ceocast.gif" width=3D"127" height=3D"27"><b><font face=3D"=
Times New Roman" size=3D"3"> TDS
Telemedicine CEO Roger Coomber and Chief Medical Offi=
cer
Keith Freeman Interviewed.</font></b><font size=3D"3"=
face=3D"Times New Roman, Times, serif"><STRONG> </STRONG></font><img borde=
r=3D"0" src=3D"http://pws=
6;prserv.net/c
=
8;earchannel/icon_real2.g=
if" width=3D"17" height=3D"16"><font size=3D"3" face=3D"Times New Roman, Ti=
mes, serif"><STRONG><a href=3D"http://www.ceocast.com/company_media.cfm?med=
ia=3D1&file=3D16533">Video</a></STRONG></font></p>
<p> </p>
</TD>
</TR>
<TR>
<TD ALIGN=3D"left" HEIGHT=3D"60"><P CLASS=3D"c3"><em> <strong=
>Financial
Analysis</strong></em></P>
</TD>
<TD ALIGN=3D"left" HEIGHT=3D"60"><IMG BORDER=3D"0" SRC=3D"=
04;ttp://pws.pr=
5;erv.net/clear=
;channel/newstats.jpg" WIDTH=3D"97" HE=
IGHT=3D"73"></TD>
</TR>
<TR valign=3D"top">
<TD HEIGHT=3D"1" COLSPAN=3D"2"> <b>Confirmation has been rece=
ived for
a total contribution apportioned between County and Medicaid =
of US
$550,000 in 2003.<font face=3D"Times New Roman" size=3D"3"> <=
/font></b>
<p> <b><font face=3D"Times New Roman" size=3D"3"> With
funding approval in place, as well as anticipated addit=
ional
equity funding over the next few months, TDS expects th=
e
following financial performance: </font></b>
</p>
<pre><b><font face=3D"Times New Roman" size=3D"3">2003 =
Revenues $1.0 million
Net Pre-tax $100,000
2004 Revenues $13.5 million
Net Pre-tax $3.4 million
2005 Revenues $22.0 million
Net Pre-tax $6.25 million</font></b>
</pre>
</TD>
</TR>
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</td>
<td width=3D"334" height=3D"871" align=3D"right" valign=3D"top">
<TABLE CELLSPACING=3D"0" CELLPADDING=3D"5" WIDTH=3D"315" BGCOLOR==
"#ffffff" BORDER=3D"0" height=3D"994">
<TR>
<TD width=3D"187" HEIGHT=3D"73" ALIGN=3D"center"><em><strong>=
Corporate
Snapshot</strong></em></TD>
<TD width=3D"108" HEIGHT=3D"73" ALIGN=3D"right" VALIGN=3D"top=
"><IMG SRC=3D"http://pws.=
;prserv.net/cl=
;earchannel/newmag.jpg" =
WIDTH=3D"97" HEIGHT=3D"73" hspace=3D"5" BORDER=3D"0"></TD>
</TR>
<TR>
<TD VALIGN=3D"top" ALIGN=3D"left" COLSPAN=3D"2" height=3D"452=
">
<table cellSpacing=3D"0" cellPadding=3D"0" width=3D"100%" b=
order=3D"0">
<tr>
<td vAlign=3D"top">
<table cellSpacing=3D"0" cellPadding=3D"1" width=3D"1=
00%" height=3D"579">
<tr>
<td height=3D"577"> <font face=3D"Times New Roman=
" color=3D"black" size=3D"3">
<p align=3D"left"><b>TDS Telemedicine Inc =
is the
parent Company of an established UK based f=
irm,
TDS Dermatology Ltd. For the past 5 years t=
his
Company has provided comprehensive dermatol=
ogy
telemedicine to the National Health Service=
in
England. Over 25,000 telemedical
consultations have been performed since the=
Company
commenced operations, making it the world's=
largest
telemedical dermatology provider.</b></p>
<p align=3D"left"><b>The tendency to cut jobs i=
n favor
of profits is a driving force in the economy. W=
hen
workers are more productive, fewer workers are =
needed. Telemedicine is the logical extension o=
f
this notion as it applies to the health care
industry, a field with the highest concentratio=
n of
top paying jobs in the country. Now utilizing
telemedical technology, a single health care
professional can see multiple patients in almos=
t any
location, even in the patients' homes. This mea=
ns
maximum productivity for medical personnel, low=
er
capital expenses for the companies that employ =
them
and the added convenience of "house calls&=
quot; for the
patients. TDS services will go live later this =
month in Texas as
planned. Discussions have commenced in other US=
states and it is expected that TDST's nationwid=
e roll-out program will
go into effect quickly.</b>
</font></p>
</td>
</tr>
</table>
</td>
<td><img height=3D"1" src=3D"http&#=
58;//pws.prserv=
6;net/clearchan=
nel/shim.gif" width=3D"5"></td>
</tr>
</table>
<p> </p>
<P CLASS=3D"MsoNormal c7"> </P>
</TD>
</TR>
<TR>
<TD ALIGN=3D"center" COLSPAN=3D"2" height=3D"439"><P CLASS=3D"=
c8"> <b><span class=3D"c10"><em><font face=3D"Arial">Analyst </font></em></=
span></b> <span class=3D"c10"><em><b><font face=3D"Arial">Conclusion</font>=
</b></em></span></P>
<P CLASS=3D"c8" align=3D"left"> <b> <font size=3D"3" face=
=3D"Times New Roman, Times, serif"><SPAN CLASS=3D"c5">The
recent SEC ruling to leave the Over The Counter Bul=
letin
Board in its current form is a very bullish sign fo=
r
this market - possibly a turning point. We think th=
at
this is an encouraging signal from regulators that =
the
OTCBB can expect a more positive financial climate. =
We
assessed TDST and found 4 basic investment criteria.</SPA=
N></font></b></P>
<P CLASS=3D"c8" align=3D"left"> <span class=3D"c5"><b>
<font face=3D"Times New Roman, Times, serif">1. The marke=
t is in
a confirmed rally. <br>
2. TDST is in a leading group.<br>
3. The company financials are strong. <br>
4. TDST is offered at an ideal Buy Point.</font></b></spa=
n></P>
<P CLASS=3D"c8" align=3D"left"> <b><font size=3D"3" face==
"Times New Roman, Times, serif"><SPAN CLASS=3D"c5"> I
would expect great things from this company and in =
my
opinion it is a Strong Buy.</SPAN></font></b></P>
<P CLASS=3D"c8"><b><font face=3D"Times New Roman"><img bo=
rder=3D"0" src=3D"http://pws=
.prserv.net/c&=
#108;earchannel/sig.jpg"=
width=3D"134" height=3D"76"></font><font face=3D"Times New Roman, Times, s=
erif" size=3D"2">Editing
Chairman</font></b></P>
</TD>
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